:root {
  --ink: #0d1720;
  --ink-2: #24333f;
  --muted: #63717c;
  --line: #dfe5e8;
  --paper: #ffffff;
  --soft: #f4f6f7;
  --navy: #0b2130;
  --navy-2: #13394d;
  --sand: #b89a67;
  --sand-light: #d9c7a8;
  --max: 1220px;
  --radius: 2px;
  --shadow: 0 18px 60px rgba(10, 25, 35, .12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
button, input, textarea, select { font: inherit; }

.skip-link {
  position: fixed; top: -100px; left: 16px; z-index: 9999;
  background: #fff; color: #000; padding: 10px 14px;
}
.skip-link:focus { top: 16px; }

.container { width: min(calc(100% - 48px), var(--max)); margin: 0 auto; }
.section { padding: 96px 0; }
.section-sm { padding: 64px 0; }
.section-dark { background: var(--navy); color: #fff; }
.section-soft { background: var(--soft); }

.eyebrow {
  margin: 0 0 18px;
  font-size: 12px;
  line-height: 1.2;
  font-weight: 700;
  letter-spacing: .17em;
  text-transform: uppercase;
  color: var(--sand);
}

h1, h2, h3 { margin: 0; font-weight: 560; letter-spacing: -.035em; line-height: 1.06; }
h1 { font-size: clamp(48px, 7.3vw, 100px); max-width: 980px; }
h2 { font-size: clamp(36px, 4.6vw, 62px); max-width: 900px; }
h3 { font-size: clamp(24px, 2.4vw, 34px); }
p { margin: 0; }
.lead { font-size: clamp(19px, 2.1vw, 27px); line-height: 1.46; letter-spacing: -.015em; color: var(--ink-2); max-width: 850px; }
.lead-light { color: rgba(255,255,255,.82); }
.copy { font-size: 17px; color: var(--muted); max-width: 760px; }
.copy-light { color: rgba(255,255,255,.68); }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255,255,255,.96);
  border-bottom: 1px solid rgba(13,23,32,.08);
  backdrop-filter: blur(14px);
}
.home .site-header {
  position: absolute;
  width: 100%;
  background: linear-gradient(to bottom, rgba(5,17,25,.72), rgba(5,17,25,0));
  border-bottom: 0;
  color: #fff;
}
.header-inner { height: 86px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: flex; align-items: center; gap: 15px; text-decoration: none; flex: 0 0 auto; }
.brand-mark { width: 34px; height: 34px; }
.brand-name { font-size: 15px; letter-spacing: .14em; font-weight: 750; text-transform: uppercase; white-space: nowrap; }
.nav { display: flex; align-items: center; gap: 29px; }
.nav a { text-decoration: none; font-size: 13px; font-weight: 650; letter-spacing: .025em; }
.nav a:hover, .nav a[aria-current="page"] { opacity: .62; }
.nav-cta { border: 1px solid currentColor; padding: 10px 15px; }
.menu-toggle { display: none; border: 0; background: transparent; color: inherit; padding: 8px; cursor: pointer; }
.menu-toggle span { display:block; width: 24px; height: 2px; background: currentColor; margin: 5px 0; }

/* Hero */
.hero {
  min-height: 790px;
  position: relative;
  display: flex;
  align-items: flex-end;
  overflow: hidden;
  background: var(--navy);
  color: #fff;
}
.hero::before {
  content: "";
  position: absolute; inset: 0;
  background-image:
    linear-gradient(90deg, rgba(5,18,28,.94) 0%, rgba(5,18,28,.78) 37%, rgba(5,18,28,.35) 69%, rgba(5,18,28,.15) 100%),
    linear-gradient(0deg, rgba(5,18,28,.68), rgba(5,18,28,.03) 55%),
    url('https://images.pexels.com/photos/3840446/pexels-photo-3840446.jpeg?auto=compress&dpr=1&w=1800');
  background-size: cover;
  background-position: center 42%;
  transform: scale(1.01);
}
.hero::after {
  content: "";
  position: absolute; inset: 0;
  background-image: linear-gradient(rgba(255,255,255,.03) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.03) 1px, transparent 1px);
  background-size: 74px 74px;
  mask-image: linear-gradient(to bottom, rgba(0,0,0,.4), transparent 76%);
}
.hero-inner { position: relative; z-index: 2; width: 100%; padding: 180px 0 88px; }
.hero .eyebrow { color: #e1c99e; }
.hero h1 { margin-bottom: 30px; }
.hero-copy { max-width: 820px; font-size: clamp(20px, 2.2vw, 28px); line-height: 1.42; color: rgba(255,255,255,.84); letter-spacing: -.012em; }
.hero-actions { display: flex; gap: 14px; margin-top: 40px; flex-wrap: wrap; }
.button {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 48px; padding: 0 19px;
  text-decoration: none; font-size: 13px; font-weight: 720; letter-spacing: .025em;
  border: 1px solid transparent; transition: .2s ease;
}
.button-primary { background: #fff; color: var(--navy); }
.button-primary:hover { background: #eceff0; }
.button-ghost { border-color: rgba(255,255,255,.5); color: #fff; }
.button-ghost:hover { background: rgba(255,255,255,.08); border-color:#fff; }
.button-dark { background: var(--navy); color: #fff; }
.button-dark:hover { background: var(--navy-2); }
.button-outline { border-color: #afbac0; color: var(--ink); }
.button-outline:hover { border-color: var(--ink); }
.arrow { font-size: 16px; transform: translateY(-1px); }

/* Intro statement */
.statement-grid { display: grid; grid-template-columns: .66fr 1.34fr; gap: 80px; align-items: start; }
.statement-note { border-top: 1px solid var(--line); padding-top: 18px; color: var(--muted); font-size: 14px; line-height: 1.6; }

/* Markets */
.market-grid { display:grid; grid-template-columns: repeat(2, 1fr); border-top: 1px solid var(--line); margin-top: 54px; }
.market-card { position:relative; min-height: 330px; padding: 42px 40px 44px 0; border-bottom:1px solid var(--line); text-decoration:none; display:flex; flex-direction:column; justify-content:space-between; transition:.2s ease; }
.market-card:nth-child(odd) { padding-right: 56px; border-right: 1px solid var(--line); }
.market-card:nth-child(even) { padding-left: 56px; }
.market-card:hover { background: linear-gradient(90deg, rgba(11,33,48,.025), transparent); }
.market-no { font-size: 12px; letter-spacing: .16em; color: var(--sand); font-weight: 750; }
.market-card h3 { margin: 16px 0 18px; }
.market-card p { color: var(--muted); max-width: 500px; }
.product-tags { display:flex; flex-wrap:wrap; gap: 8px; margin-top: 30px; }
.product-tags span { font-size: 12px; padding: 7px 9px; border: 1px solid var(--line); color: var(--ink-2); }
.card-link { margin-top: 26px; font-size: 13px; font-weight: 720; }

/* Capability band */
.cap-grid { display:grid; grid-template-columns: repeat(4, 1fr); border-top:1px solid rgba(255,255,255,.18); margin-top:55px; }
.cap { padding: 34px 28px 40px 0; border-bottom:1px solid rgba(255,255,255,.18); }
.cap + .cap { padding-left:28px; border-left:1px solid rgba(255,255,255,.18); }
.cap .no { font-size:12px; letter-spacing:.16em; color:#d9c7a8; font-weight:750; }
.cap h3 { font-size: 25px; margin: 30px 0 18px; letter-spacing:-.025em; }
.cap p { color: rgba(255,255,255,.63); font-size:15px; }

/* Flow */
.flow-grid { display:grid; grid-template-columns: repeat(4,1fr); margin-top:54px; border-top:1px solid var(--line); }
.flow-step { padding: 33px 28px 36px 0; border-bottom:1px solid var(--line); }
.flow-step + .flow-step { padding-left:28px; border-left:1px solid var(--line); }
.flow-step .step { color: var(--sand); font-size: 12px; letter-spacing:.16em; font-weight:750; }
.flow-step h3 { font-size:23px; margin: 24px 0 14px; }
.flow-step p { color:var(--muted); font-size:15px; }

/* Regional block */
.region-wrap { display:grid; grid-template-columns: 1fr 1fr; gap: 90px; align-items:end; }
.region-list { border-top:1px solid rgba(255,255,255,.18); }
.region-item { display:flex; justify-content:space-between; align-items:center; gap:20px; border-bottom:1px solid rgba(255,255,255,.18); padding:17px 0; font-size:15px; }
.region-item span:last-child { color:rgba(255,255,255,.55); text-align:right; }

/* Page hero */
.page-hero { padding: 128px 0 78px; background: var(--navy); color:#fff; }
.page-hero h1 { font-size: clamp(48px, 6.4vw, 84px); max-width: 1050px; }
.page-hero .lead { margin-top: 30px; }
.page-hero .eyebrow { color:#e1c99e; }

/* Two-col / detail */
.two-col { display:grid; grid-template-columns: .72fr 1.28fr; gap:88px; align-items:start; }
.rule-list { border-top:1px solid var(--line); margin-top: 28px; }
.rule-item { padding:24px 0; border-bottom:1px solid var(--line); display:grid; grid-template-columns: 1fr 1.7fr; gap: 30px; }
.rule-item strong { font-size:15px; }
.rule-item p { color:var(--muted); font-size:15px; }

/* Market detail rows */
.market-detail { border-top: 1px solid var(--line); }
.market-row { display:grid; grid-template-columns: 80px .95fr 1.15fr; gap:36px; padding:42px 0; border-bottom:1px solid var(--line); }
.market-row .index { color:var(--sand); font-size:12px; letter-spacing:.14em; font-weight:750; }
.market-row h2 { font-size: clamp(30px,3.2vw,44px); }
.market-row p { color:var(--muted); margin-bottom: 18px; }
.spec-list { display:flex; flex-wrap:wrap; gap:8px; }
.spec-list span { border:1px solid var(--line); padding:7px 9px; font-size:12px; }

/* Compliance */
.principles { display:grid; grid-template-columns: repeat(3,1fr); gap: 18px; margin-top:52px; }
.principle { min-height:235px; background:var(--soft); padding:30px; }
.principle h3 { font-size:24px; margin-bottom:16px; }
.principle p { color:var(--muted); font-size:15px; }
.notice { border-left: 3px solid var(--sand); padding: 6px 0 6px 22px; margin-top: 34px; color: var(--muted); max-width: 850px; }

/* FAQ */
.faq { border-top: 1px solid var(--line); margin-top: 42px; }
details { border-bottom:1px solid var(--line); padding: 0; }
summary { list-style:none; cursor:pointer; font-size:19px; font-weight:650; padding:24px 38px 24px 0; position:relative; }
summary::-webkit-details-marker { display:none; }
summary::after { content:'+'; position:absolute; right:2px; top:21px; font-size:25px; font-weight:350; }
details[open] summary::after { content:'–'; }
details p { color:var(--muted); padding:0 54px 24px 0; max-width:900px; }

/* Contact */
.contact-grid { display:grid; grid-template-columns: 1.05fr .95fr; gap:80px; align-items:start; }
.contact-panel { background:var(--soft); padding:38px; }
.contact-row { padding: 18px 0; border-bottom:1px solid var(--line); }
.contact-row:first-child { padding-top:0; }
.contact-row:last-child { border-bottom:0; padding-bottom:0; }
.contact-label { font-size:11px; letter-spacing:.14em; text-transform:uppercase; color:var(--muted); font-weight:750; margin-bottom:6px; }
.contact-value { font-size:17px; }
.contact-value a { text-decoration:none; border-bottom:1px solid #aeb9bf; }
.contact-value a:hover { border-color:var(--ink); }

.form-grid { display:grid; grid-template-columns:1fr 1fr; gap:16px; }
.field { display:flex; flex-direction:column; gap:7px; }
.field.full { grid-column:1 / -1; }
.field label { font-size:12px; font-weight:700; letter-spacing:.03em; }
.field input, .field textarea, .field select { width:100%; border:1px solid #cad3d8; background:#fff; min-height:48px; padding:11px 12px; border-radius:0; color:var(--ink); }
.field textarea { min-height:145px; resize:vertical; }
.field input:focus, .field textarea:focus, .field select:focus { outline:2px solid rgba(184,154,103,.35); border-color:var(--sand); }
.form-note { margin-top:14px; color:var(--muted); font-size:12px; }

/* CTA */
.cta { padding: 80px 0; background:#0f2a3a; color:#fff; }
.cta-inner { display:flex; justify-content:space-between; align-items:end; gap:50px; }
.cta h2 { font-size:clamp(34px,4vw,54px); max-width:780px; }

/* Footer */
.site-footer { background:#071721; color:#fff; padding:60px 0 28px; }
.footer-grid { display:grid; grid-template-columns:1.4fr .8fr .8fr .8fr; gap:50px; }
.footer-brand p { color:rgba(255,255,255,.58); max-width:400px; margin-top:20px; font-size:14px; }
.footer-title { font-size:11px; letter-spacing:.14em; text-transform:uppercase; color:rgba(255,255,255,.48); font-weight:750; margin-bottom:14px; }
.footer-links { display:flex; flex-direction:column; gap:9px; }
.footer-links a { color:rgba(255,255,255,.78); text-decoration:none; font-size:14px; }
.footer-links a:hover { color:#fff; }
.footer-bottom { margin-top:50px; padding-top:22px; border-top:1px solid rgba(255,255,255,.12); display:flex; justify-content:space-between; gap:24px; color:rgba(255,255,255,.42); font-size:12px; }

/* Utility */
.mt-30 { margin-top:30px; }
.mt-40 { margin-top:40px; }
.mt-50 { margin-top:50px; }
.text-light-muted { color:rgba(255,255,255,.64); }
.kicker-line { width:48px; height:1px; background:var(--sand); margin:22px 0; }

@media (max-width: 980px) {
  .container { width:min(calc(100% - 34px), var(--max)); }
  .section { padding:76px 0; }
  .header-inner { height:76px; }
  .menu-toggle { display:block; }
  .nav { position:absolute; top:76px; left:0; right:0; display:none; background:#fff; color:var(--ink); padding:24px 17px 30px; border-bottom:1px solid var(--line); flex-direction:column; align-items:stretch; gap:0; }
  .home .nav { background:var(--navy); color:#fff; }
  .nav.is-open { display:flex; }
  .nav a { padding:14px 0; border-bottom:1px solid rgba(130,145,155,.25); }
  .nav-cta { border:0; padding:14px 0 !important; }
  .hero { min-height:720px; }
  .hero-inner { padding:150px 0 70px; }
  .statement-grid, .two-col, .region-wrap, .contact-grid { grid-template-columns:1fr; gap:48px; }
  .market-grid { grid-template-columns:1fr; }
  .market-card:nth-child(odd), .market-card:nth-child(even) { border-right:0; padding-left:0; padding-right:0; }
  .cap-grid, .flow-grid { grid-template-columns:1fr 1fr; }
  .cap:nth-child(3), .flow-step:nth-child(3) { border-left:0; padding-left:0; }
  .principles { grid-template-columns:1fr 1fr; }
  .market-row { grid-template-columns:60px 1fr; }
  .market-row > div:last-child { grid-column:2; }
  .footer-grid { grid-template-columns:1.3fr 1fr 1fr; }
  .footer-grid > div:last-child { grid-column:2 / 4; }
}

@media (max-width: 650px) {
  .container { width:min(calc(100% - 28px), var(--max)); }
  .section { padding:62px 0; }
  .page-hero { padding:110px 0 62px; }
  .hero { min-height:690px; }
  .hero::before { background-position: 59% center; }
  .hero-inner { padding:130px 0 55px; }
  h1 { font-size:46px; }
  .hero-copy { font-size:19px; }
  .cap-grid, .flow-grid, .principles { grid-template-columns:1fr; }
  .cap + .cap, .flow-step + .flow-step { border-left:0; padding-left:0; }
  .market-row { grid-template-columns:1fr; gap:13px; }
  .market-row > div:last-child { grid-column:auto; }
  .rule-item { grid-template-columns:1fr; gap:10px; }
  .form-grid { grid-template-columns:1fr; }
  .field.full { grid-column:auto; }
  .cta-inner { align-items:flex-start; flex-direction:column; }
  .footer-grid { grid-template-columns:1fr 1fr; }
  .footer-brand { grid-column:1 / -1; }
  .footer-grid > div:last-child { grid-column:auto; }
  .footer-bottom { flex-direction:column; }
}